If you find a transaction in your account that you don’t recognise, it could be unauthorised or mistaken. If you think something is wrong, contact your bank as soon as possible. Signs of unauthorised and mistaken transactions An unauthorised transaction is when someone transfers money from your account without your permission. A mistaken transaction is when when you pay … Read more
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Making regular investments of smaller sums of money is one of the best ways to achieve an ambitious financial goal without feeling daunted by the task ahead. It can also help keep you on track so you can reach your goal faster. Set and forget Setting … Read more
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Creating a financial plan is the first – and perhaps most important – step in investing. Yet, that is not the way most people start their investing journey. Typically it starts with savings being built up and the realisation that there are sufficient funds to invest … Read more
As the economy begins to get back on its feet, it’s time to get your business back on track and start preparing for this year’s tax time. Although 30 June may seem a long way off, there have been so many changes and government initiatives announced during the current financial year, you are likely to … Read more
Super is a way of saving for retirement. Your employer must pay a percentage of your earnings into your super account, and your super fund invests the money until you retire. There are lots of different super funds out there, and different types of accounts. Find out how to compare super funds, find your lost … Read more
While it’s not something anyone likes to think about, planning your estate may make things a little easier for your family and friends later. What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars, boats, furniture, jewellery, family heirlooms, art, … Read more
It’s been a year of change like no other and that extends to tax and superannuation. As the end of the financial year approaches, now is a good time to check some new and not so new ways to reduce tax and boost your savings. So gather up any paperwork you need to prepare your … Read more
End of financial year (EOFY) is a stressful time for small business owners and their tax agents alike. Make things easier for you and your accountant by taking up the following four habits. Recently there have been considerable studies on the habits of small business owners and, without fail, those who follow the best practices … Read more
