Profits not matching your cash flow? Here’s 8 reasons why

It’s common for business owners to get frustrated that their bank account doesn’t seem to reflect their profits. It’s essential that you understand the difference between profit and cash, and why a high profit doesn’t necessarily result in more cash in your bank account, writes Brad Turville, director and business advisor at BJT Financial. A profitable … Read more

Using equity to buy an investment property

When it comes to investing in real estate, equity is a key concept to wrap your head around. The Successful Investor’s Michael Sloan explains what equity is, and how you can use it to your advantage. What is equity? Equity is the difference between the current value of your home and how much you owe on it. … Read more

Three things to consider when switching your super

Understanding how your super works and making sure you are getting the most out of your fund is essential to achieving the retirement lifestyle you envision. The superannuation guarantee is a percentage of your income put aside by your employer over your working life to help you fund your retirement. It’s easy to forget sometimes … Read more

Stepping stones to reach your goals

The calendar turns over to a fresh, brand new year, full of promise, so how do we keep those promises we make to ourselves and get to the end of the year with our resolutions intact and goals realised? We all start out with good intentions when we set our objectives for the year to … Read more

Prepare for successful buying in 2023

If you’re planning to take advantage of lower property prices and buy in 2023, now’s the time to get organised. Whether you’re looking to buy your first home, move to a different house or invest, you’ll still face competition to secure your dream home, so being ready to move quickly is paramount. A big part … Read more

Recovering from a natural disaster

If you’ve lost your home or business after a natural disaster, you don’t have to go it alone. Follow these steps to start your recovery. Important: Government help for natural disasters Call Services Australia on 180 22 66 or visit Get help to make a recovery plan Recovering from a natural disaster will take time. There are … Read more

Environmental Social Governance (ESG) investing

Find out what ESG investing is and how it works. So you can choose investments that match your goals and values. What ESG means ESG investing is when a fund considers sustainability (including environmental, social and governance factors) to inform their investment strategy. There is a growing demand for ESG investing, also known as sustainable … Read more

Make your home transition smoother with bridging finance

After months of research, weekends spent attending inspections and auctions, finding the perfect home, at the right price brings a sense of relief and excitement. But what if you haven’t sold your current house yet? Finding your next home before settling your existing property’s sale is a common predicament, with many using bridging finance as … Read more