Pros of investing in property Income – you earn rental income from the property when tenanted Less volatility – property income and property value can be less volatile than other investments such as shares or bonds etc Capital growth – if your property increases in value, you will benefit from a capital gain when you … Read more
What is a good credit score? Your credit score, also known as your credit rating, is a number that represents your creditworthiness. This shows the credit card or loan provider what your history of credit use is and if you’re able to manage your debt(s) effectively. A credit score is calculated and reported by various … Read more
Tracking your spending is a way to take control of your money. Knowing where your money goes can help you spend less and save more. 1. Track your spending and expenses First, get a clear view of where your money is going day to day. Choose how long to track One week for daily spending … Read more
If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through. It’s not a time for hasty moves, though. If you are concerned a calm review of your current … Read more
Define your renovation goals Renovations can be an exciting time to re-shape the look and feel of your home, however before you start getting into the details, it’s important take a step back and clarify ‘why’ you’re renovating. For instance: Do you need more space? Is your kitchen too dated? Are you looking to boost … Read more
