In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing. But inaction can be costly when it comes to building long-term wealth. Whether it’s leaving money in cash, delaying investment decisions or ignoring the power of regular contributions, … Read more
You’ve been doing all the right things when it comes to saving your hard-earned cash. You’ve cut back on luxury getaways and culinary splurges, exercised caution around Friday night drinks, resisted the temptation of online sales and proudly watched your savings grow. Then out of nowhere – your car has broken down, your dog needs … Read more
Quoting a tax file number When you buy shares, you have a choice whether you quote a tax file number (TFN). If you quote a TFN, you pay taxes on the dividends when you lodge the tax return. If the shareholder is the: child, quote the child’s TFN parent, as trustee for the child, and … Read more
Why depreciation matters for investors of new property? Depreciation is what the Australian Taxation Office (ATO) recognises as the gradual decrease in value of your investment property’s assets over time. In simple terms, it reflects the fact that buildings and assets inside them lose value as they age. For savvy investors building or buying a brand-new … Read more
The key factors that influenced trading on global financial markets 2025 was defined by dramatic shifts and surprising outcomes across global investment markets. From the surge in precious metals to the resilience of equities and the evolving landscape of fixed income, investors navigated a world shaped by economic uncertainty, technological innovation, and shifting government policies. … Read more
Getting on top of your finances is one of the most common new year’s resolutions. But sticking to them can be hard. If you want to get your finances unstuck, here’s five money tasks you can tick off during your summer down time, that will help set you up for success this year. Check your … Read more
We plan for holidays, home renovations, and retirement but we’re less likely to plan for the unexpected. Life insurance is one quiet but powerful way to protect the people you love from financial stress if something happens to you. Whether you’re raising a family, supporting a partner, or building a business, life insurance helps ensure … Read more
Self-managed superannuation fund (SMSF) trustees always have a lot on their to-do lists but the first few months of 2026 are likely to be busier than usual. Topping the list is preparing for the introduction of Payday Super and the Better Targeted Superannuation Concessions on 1 July 2026. Payday Super is a change to when … Read more
